Save every time you spend, automatically

Trusted by 400,000+ Indians


How do savings
on Spenny work?

Spenny is your online Piggy
Bank (Gullak)



Every time you spend via your cards, UPI or netbanking…

Why use Spenny to save?


Set up in 51 seconds

Download the app, set up your account & start your daily savings journey today - all in less than 1 minute!


Automatic investment

With Autopay, just link your bank account once and all your investments will be done automatically


Invest in Gold & Mutual Funds

With Spenny, you have an option to invest your roundups into either Digital Gold or Mutual Funds


Buy one-time

Invest a lump sum amount directly into Gold or a Mutual Fund Basket of your choice - starting with as low as Rs. 10


Withdraw any time

There are no lock-ins. So, you can safely withdraw your money any time you want without any hassle

Bought a Kindle

I now have passively saved up enough on @spennyapp to buy myself a Kindle. HOW COOL IS THAT?

~ Aditya Behere

Your savings are 100% Safe & Secure


We use bank level security and partner with insured custodians like the Bombay Stock Exchange (BSE) to ensure your assets are held safely.


We're regulated by SEBI and licensed by AMFI (ARN-170468, EUIN-E339688). Your money is professionally handled by experts from ICICI, Aditya Birla, Paytm etc.


Spenny ensures that all your personal data & transactions are encrypted & secured using the AES-256 standard. So what's yours remains only yours.

Our Investors & Partners

Frequently Asked Questions

The easiest & fastest way
to save & invest!


easiest and fastest way to
save and invest

Copyright 2021 Spenny Fintech Pvt. Ltd.
Made with ❤️ in India

Join our WhatsApp community to get instant updates & help

Copyright 2021 Spenny Fintech Pvt. Ltd.
Made with ❤️ in India