Spenny Blog

By Shrestha Saha

15th Dec 2022

business

Best Places to Invest when you've just started Working

What if I tell you that with a salary of Rs. 20,000, you can start your investment journey by 20 and enjoy your retirement like a millionaire? I am not kidding; read till the end of the blog to know about it. You don’t need to be a master of finance to start your journey of smart investing [https://spenny.com/] but stay abreast with the basic concepts: Stay away from bad loans Now, what are bad loans? In India, people usually borrow loans for weddings and luxurious traveling abroad. But, you...

By Shrestha Saha

7th Dec 2022

Spenny

Gol se Goal Tak | Goal-Based Investing

Gol se toh sab shuru karte hai, but only those who plan and persevere reach their goal. Are you one of those who have struggled to accumulate money for your dream bike or dream college fee? If yes, then you need this gyan. Budgeting and sticking to that budget is a very common problem in today's time. Being unable to save at month-end often results in people being unable to fulfil their dreams while watching people around them enjoy life. This leads to a sense of frustration, then a sudden urge...

By Shrestha Saha

28th Nov 2022

Spenny

Comic books that are not worth reading

Correction! Comic books that are worth more than just reading. Comic books have been around since The Adventures of Obadiah Oldbuck was released in 1837. However, the Golden Age of Comics started in 1938 when Action Comics #1 introduced Superman. Some other superheroes created at that time were Batman, Wonder Woman, and Captain America. The Golden Age of comics ended around 1950. These comics have been read a million times, and movies are made on them, so why are they still worth more than jus...

By Shrestha Saha

28th Nov 2022

Spenny

Pay for alcohol with alcohol

You are here for the right reasons. Continue reading if you are an ADULT. If you are not, read it but don't act on it. What comes to your mind when you hear the term 'investing'? Mutual funds [https://spenny.com/], equities, FDs, and bonds, correct? But did you know that a bottle of Cabernet Sauvignon wine can give you good profits too? All you need to know is where to buy it from. Wine investment is an excellent source of portfolio diversification.  Shares go through a cycle of boom and bu...

By Shrestha Saha

28th Nov 2022

Spenny

Why is P2P lending gaining popularity in India?

As the Reserve Bank of India increased the repo rate to 5.9% on September 30, 2022, many popular banks and NBFCs have increased the interest rates for home loans, car loans, and personal loans. It’s no news that high loan interests ( apart from the bank’s lengthy borrowing process) make it difficult for any average-earning individual to borrow loans and fulfill their bucket list of buying a car or paying the downpayment of their home. But, what if borrowing was made easy? Considering banks hav...

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